Certificate of Deposits

An ideal option for those looking for a low-risk investment.

Need Help?

Questions about our savings accounts or the application process? Please contact us at our convenient business hours: Monday through Friday, 6:00 a.m. to 7:00 p.m. PT, and Saturday 9:00 a.m. to 5:00 p.m. PT.

(760) 243-2140
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CDs

CDs are one of the most effective, low-risk forms of investment. You can also easily withdraw your funds early but may be subject to an early withdrawal fee1. A CD from Desert Community Bank is a term deposit account that offers a higher rate of interest than a regular savings account.

Desert Community Bank CD Diamond Club CD
Desert Community Bank CD Diamond Club CD
A good choice for those who want:
  • Effective, low-risk forms of investment
  • Investments that can easily be converted to cash1
  • The choice of terms from 32 days to 18 months
  • Effective, low-risk forms of investment
  • Investments that can easily be converted to cash1
  • The choice of terms from 32 days to 18 months
  • Preferred Interest Rate
Associated accounts and services:
  • 24-hour automated telephone banking - (760) 243-2140
Minimum opening balance:
  • $1,000
  • $1,000
Interest features:
  • Compounded daily / Frequency of interest credit dependent on term
  • Compounded daily / Frequency of interest credit dependent on term
Other benefits:
  • The security of FDIC insurance on your funds up to the maximum insurable amount
  • Stable returns on your account
  • Generally the more you save, the higher the interest rate
  • Automatic renewal
  • The security of FDIC insurance on your funds up to the maximum insurable amount
  • Stable returns on your account
  • Generally the more you save, the higher the interest rate
  • Automatic renewal
Monthly account maintenance fees:
  • None
  • None
Other requirements
 
  • Must be 55+ years of age

Deposit products are FDIC Insured.

1Withdrawals from a CD prior to maturity are subject to a withdrawal penalty. Applicable penalty is dependent on term of CD. See additional fee details in the CD rate and disclosures.